Climate-change-related flooding and damage - such as those brought by hurricanes Maria and Florence - are often most keenly felt by low-income communities and communities of color. Why are these communities so often in harm's way? Low-lying land is cheap to develop - until it's not. Housing land trusts, concerned with people's health and safety, have a mission of providing safe, affordable homes in perpetuity. Conservation land trusts seek ways to protect floodplains and other natural land buffers, in perpetuity. Housing and conservation groups have a common interest: put development where it belongs and protect land from being developed where that is not in the best interest of people or nature. Housing and conservation organizations have different and complementary perspectives on disaster response and recovery. What can they offer each other to ensure low-income communities and communities of color have safer places to live? What can communities do now, before the next disaster strikes, to be more prepared and more resilient? How can these important conversations be mindful of the intended or unintended consequences of urban renewal, redlining, and predatory contract-for-deed agreements? And how can they be respectful of complex heirs property rights and deep personal and cultural ties to land? A cross-disciplinary panel discussion will tease out some of the difficult, critical issues related to these questions, seeking common ground in service to people and place.